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Lake and boats next to town

Merchant Services

Meeting a customer face-to-face. Shaking a hand. Listening... really listening... to their needs. Aren't those the hallmarks of a good business relationship?

The Citizens Bank has partnered with BancCard, the leading merchant services provider in the industry with over 20 years of experience.  BancCard understands the technology world and the needs of our customers, enabling them to deliver the most cutting-edge, secure and reliable systems with outstanding customer service.

End-to-End Solutions to Meet Your Specific Needs
  • BancCard partners with the top four processors in the industry, assuring you the best systems available
  • Accepting secure payments from anywhere for any business
  • Examples- retail, restaurant, seasonal, new business, e-Commerce, mail order, telephone order, lodging, fuel, home based and associations
  • 24/7 Customer service support
  • PCI Compliant
  • VISA, MasterCard, Discover and American Express on one monthly statement
  • PIN debit, Electronic Benefits Transfer (EBT), Corporate purchasing cards, fleet cards, Diners Club, JCB, UnionPay and foreign cards
  • EMV/NFC terminals
  • Shopping Carts/PC Software Programs/Virtual terminal
  • Smartphone/iPad/wireless terminals
Value-Added Solutions
  • Next day funding available
  • Electronic check verification, conversion, guarantee and ACH check services
  • Electronic gift, promotional and loyalty cards
  • Point-of Sale Solutions
  • Payment terminals, software and internet products, and value-added resellers interface solutions
  • Convenience pay service
  • Online reporting and support tools


Justin Taylor
Banc Card of America, Inc.
Cell: (843) 412-2722