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Statue and water fountains in downtown setting

Business Savings

The Citizens Bank encourages businesses to save for the future...

We understand when you own or manage a business, unforeseen expenses come up frequently, and The Citizens Bank can help you plan ahead so they will not disrupt normal business procedures.  

Thinking about moving your account to TCB? Our easy Switch Kit will help you gather all the information needed to open an account. Click here for the Switch Kit.


  • Minimum deposit to open account: $100
  • Minimum balance requirement to earn interest and avoid service charge fees: $100
  • Establishes an account relationship
  • Deposits may be made at any time in any amount
  • Withdrawal restrictions apply
  • Quarterly statements (monthly if electronic activity occurs)


  • Minimum balance to open account: $1,000
  • Minimum balance requirement to avoid monthly service charge: $1,000
  • Personalized checks provide good records
  • Monthly statements
  • Automatic drafts available
  • Interest paid on a collected balance in a tiered structure
  • Withdrawal restrictions apply


  • Higher rate of interest
  • Terms selected by customer
  • Automatically renewable
  • Guaranteed rate until maturity